Certificates of Deposit and Individual Retirment Accounts

Certificates of Deposit

  • Competitive Interest Rates
  • Minimum deposits as low as $500.00
  • Terms from 91 days to 5 years
  • Interest is payable either monthly or quarterly by check or automatic transfer to your 1st Bank checking or savings account, or can remain on deposit.
  • No management fees

Individual Retirement Accounts

  • Competitive Interest Rates
  • Minimum deposits as low as $500.00 for Certificates of Deposit
  • 18 and 60 month terms
  • ROTH IRA accounts available (60 month term only)
  • No management fees
  • Contributions may be tax-deductible (Check with your financial advisor)
  • Passbook IRA Account - allows deposits as little as $10.00 per week
FDIC Information