Personal Checking Options

1st Bank of Sea Isle City offers a variety of personal banking options designed to meet the needs of your busy lifestyle.

We offer several different Checking Account packages, each with its own features and benefits intended to make banking just a little bit easier. With FREE ATM/VISA® Debit services, FREE Internet Banking, and FREE 24-hour Bank-by-Phone, along with our Internet Bill Payment service you can access and manage your accounts any time, day or night, even from the comfort of your own home

Free-n-Easy Checking

Offers the convenience of a checking account without the hassle of monthly fees! Enjoy unlimited check writing and ATM/VISA® Debit card use with no per-check or per-transaction charges.

  • Opening Balance $50.00
  • No monthly service fees
  • FREE ATM Card or Visa Debit Card
  • FREE checks for the life of the account (limited to program checks only)
  • FREE Internet Banking
  • FREE Bank-by Phone
  • Monthly Imaged Statements

Our Free-n-Easy Checking Account complies with the New Jersey Consumer Checking Account regulations (NJ 17:16N-3).

NOW Account

Our low-fee, interest-bearing checking account offers the convenience of a checking account with low minimum balance requirements and unlimited check-writing privileges.

  • Minimum Opening Balance $50.00
  • No monthly service fees - when meeting the required minimum daily balance of $500.00 (see Fee Schedule)
  • Maintain only $100.00 daily balance to earn interest
  • 1st order of checks FREE (Limited to Safety Paper Checks)
  • FREE ATM Card  or Visa Debit Card
  • FREE Internet Banking
  • FREE Bank-by Phone
  • Monthly Imaged Statements

1st Choice Checking

Designed with our customers 50 and older in mind, 1st Choice checking offers a choice of an interest-bearing or a non-interest-bearing checking account, each with its own features and benefits.

1st Choice Checking with interest

  • Minimum Opening Balance $50.00
  • No monthly service fees
  • Maintain only $100.00 daily balance to earn interest
  • FREE ATM Card or Visa Debit Card
  • FREE Internet Banking
  • FREE Bank-by Phone
  • 1st order of checks FREE (Limited to Safety Paper Checks)
  • Monthly Imaged Statements
  • FREE Direct Deposit

1st Choice Checking without interest

  • Minimum Opening Balance $50.00
  • No monthly service fees
  • FREE Checks for the life of the account (limited to program checks only)
  • FREE ATM Card or Visa Debit Card
  • FREE Internet Banking
  • FREE Bank–by-Phone
  • Monthly Imaged Statements
  • FREE Direct Deposit

Money Market Deposit Account

A higher-yield checking account designed for occasional check writing needs.

  • Minimum Opening Balance $2500.00
  • No monthly service fees when minimum deposit is maintained (see Fee Schedule)
  • Maintain daily balance of $2500.00 to earn interest
  • Unlimited deposits and in-person withdrawals
  • FREE Internet Banking
  • FREE Bank-by Phone
  • Monthly Imaged Statements

FDIC Information