Loan Rates

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Last Update: Tuesday March 28, 2017

Residential Mortgage Rates
TermRateAPR*PointsPayment
Per $1,000
30 Year Fixed Rate** 4.250% 4.341% 0.000% $4.92
15 Year Fixed Rate** 3.375% 3.478% 0.000% $7.08

*APR=Annual Percentage Rate

**Based on a $100,000 loan.

Rates and Terms are subject to change.

Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment will be greater. (If escrow is established)

ADJUSTABLE RATE MORTGAGES: Rate adjustments are based on the weekly average yield of the U.S. Treasury Securities adjusted to the constant maturity as made available by the Federal Reserve Board, plus a margin of 2.75% and rounded to the nearest 1/8th.2% Adjustment Cap/6% Lifetime Cap. Rate subject to change.
1 Year Adjustable Rate Mortgage**1 2.250% 3.481% 0.000% $3.82
3/1 Adjustable Rate Mortgage**2 3.000% 3.351% 0.000% $4.21
3/3 Adjustable Rate Mortgage**3 3.250% 3.695% 0.000% $4.35
5/1 Adjustable Rate Mortgage**4 3.375% 3.594% 0.000% $4.42

*APR=Annual Percentage Rate

**Based on a $100,000 Loan.

**1-30 Year Term, annual interest rate adjustment. Interest rate floor of 2.75%  

**2-30 Year Term, annual interest rate adjustment after the first 3 years. Interest rate floor of 3.25%

**3-30 Year Term, annual interest rate adjustment every 3 years. Interest rate floor of 3.50%

**4-30 Year Term, annual interest rate adjustment after the first 5 years. Interest rate floor of 3.25%

Payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment will be greater. (If escrow is established)

Rates and Terms are subject to change. 

Fixed Rate-Home Equity Loan Rates
TermRateAPR*PointsPayment
Per $1,000
1 to 5 Years** 4.500% 4.540% 0.000% $18.64
6 to 10 Years** 4.750% 4.772% 0.000% $10.48
11 to 15 Years** 5.000% 5.015% 0.000% $7.91

*APR=Annual Percentage Rate

**Based on a $100,000 loan.

 

All loans subject to credit approval.  For more information regarding rates and terms, Including Home Equity Line of Credit, Construction Loans and Commercial Loans, please contact the Loan Center at 609-263-7823.

NMLS ID: 675679