Personal Savings Options

1st Bank of Sea Isle City offers a variety of personal banking options designed to meet the needs of your busy lifestyle.  We are committed to the ideals of hometown community banking and because of this, we offer savings accounts to meet the needs of all of our customers from age 1 – 100!

Passbook Savings

Do you remember your first savings account? We remember what it was like to watch as the balance grew higher and higher every time you made a deposit. That’s why we still offer our traditional Passbook Savings. It’s a perfect way to teach your kids (or grandkids) about the importance of saving money!

  • Minimum Opening Balance $1.00
  • No monthly service fees
  • Maintain only $10.00 daily balance to earn interest
  • FREE Internet Banking - Account information and transfer deposits
  • Interest paid quarterly   

Statement Savings

A convenient and accessible way to save money, our statement savings works well on its own or linked to your FREE 1st Bank ATM card or VISA® Debit card*

  • Minimum Opening Balance $1.00
  • No monthly service fees
  • Maintain only $10.00 daily balance to earn interest
  • FREE Internet Banking
  • Free Bank-by-Phone
  • Interest paid quarterly
  • Monthly Statements**

*VISA® Debit card available only when combined with an eligible Checking Account.
** Active accounts only, otherwise statements are quarterly

Step-Saver

Not sure how to invest that nest-egg? Want to earn a little more for your money? Consider our Step-Saver account.

  • Interest paid monthly
  • No monthly service fees – when minimum balance is maintained (see Fee Schedule)
  • Higher balances earn higher interest
  • FREE Internet Banking -Account information and transfer credits
  • FREE Bank-by-Phone   

Christmas and Vacation Clubs

Want an easy no-hassle way to save for holiday shopping? Need to put some money aside for that vacation? With our Club Accounts it's as easy as 1-2-3! Just a small weekly deposit will give you some extra spending money when you need it most.

  • Christmas Clubs from $1.00 - $20.00 per week
  • Interest paid on completed clubs
  • Check mailed directly to you in October or transferred to your 1st Bank Checking or Savings Account!
  • Just in time for Holiday Shopping! 
  • Vacation Clubs - you set the schedule!
  • Transfer to your Vacation Club online
  • Interest paid on completed clubs
  • Check mailed directly to you upon completion or transferred to your 1st Bank Checking or Savings Account!
  • Get ready for that Summer vacation

FDIC Information