Business Accounts

Small Business Checking

Designed for the Sole Proprietor, Small Business Checking offers the convenience of a checking account with interest plus low monthly fees! Enjoy unlimited check writing and ATM/VISA® Debit card use with no per-check or per-transaction charges.

• Opening Balance $50.00
• No monthly service fees - when meeting the required minimum daily balance of $500.00 (see Fee Schedule)
• FREE ATM/VISA^® Business Check card^*
• FREE Internet Banking
• FREE Bank-by Phone
• Monthly Imaged Statements

Business Checking

Our low-fee, business checking account offers the convenience of a checking account with low minimum balance requirements and unlimited check-writing privileges.

• Minimum Opening Balance $100.00
• No monthly service fees - when meeting the required minimum daily balance of $1000.00 (see Fee Schedule)
• FREE Internet Banking
• FREE Bank-by Phone
• Monthly Imaged Statements
• No per-deposit or per-check fees
• FREE ATM/VISA® Business Check card^*

* FREE ATM/VISA^® Business Check card with proper authorizations.

Business Savings

1^st Bank of Sea Isle City is proud to be a part of our local business community. With our main focus on customer service, it is our goal to make doing business with us as easy and convenient as possible.

Statement Savings

A convenient and accessible way to save money, our statement savings works well on its own or linked to your FREE 1^st Bank ATM card or VISA^® Business Check card^*

• No Minimum Opening Balance
• No monthly service fees
• Maintain only $10.00 daily balance to earn interest
• FREE Internet Banking
• FREE Bank-by-Phone
• Interest paid quarterly
• Monthly Statements^**

*VISA^® Business Check card available only when combined with an eligible Checking Account, and subject to proper authorizations.
** Active accounts only, otherwise statements are quarterly

Step-Saver

Looking for a way to invest that extra capital? Our Step-Saver is an easy way to put money aside at a higher yield but still have the liquidity that other accounts don’t provide.

• Interest paid monthly
• No monthly service fees – when minimum balance is maintained (see Fee Schedule)
• Higher balances earn higher interest
• FREE Internet Banking – Account information and transfer credits
• FREE Bank-by-Phone

PARAGON Escrow Accounts

Do you handle more than 5 escrow accounts a year? Are you buried under piles of administrative paperwork maintaining separate records for each tenant? Let us do the work for you!

• No Minimum Opening Balance
• No monthly service fees
• Earn interest on all Escrow Deposits
• Close out Escrow accounts with just a phone call!
• FREE Internet Banking
• FREE Bank-by-Phone
• Monthly Statements detailed by tenant

Certificates of Deposit

• Competitive Interest Rates
• Minimum deposits as low as $500.00
• Terms from 91 days to 5 years
• Interest is payable either monthly or quarterly by check or automatic transfer to your 1st Bank checking or savings account, or can remain on deposit.
• No management fees