Savings

Passbook Savings

Do you remember your first savings account? We remember what it was like to watch as the balance grew higher and higher every time you made a deposit. That’s why we still offer our traditional Passbook Savings. It’s a perfect way to teach your kids (or grandkids) about the importance of saving money!

• Minimum Opening Balance $1.00
• No monthly service fees
• Maintain only $10.00 daily balance to earn interest
• Interest paid quarterly

Statement Savings

A convenient and accessible way to save money, our statement savings works well on its own or linked to your FREE 1st Bank ATM card or VISA^® Debit card^*

• Minimum Opening Balance $1.00
• No monthly service fees
• Maintain only $10.00 daily balance to earn interest
• FREE Internet Banking
• Free Bank-by-Phone
• Interest paid quarterly
• Monthly Statements^**

*VISA^® Debit card available only when combined with an eligible Checking Account.
** Active accounts only, otherwise statements are quarterly

Step-Saver

Not sure how to invest that nest-egg? Want to earn a little more for your money? Consider our Step-Saver account.

• Interest paid monthly
• No monthly service fees – when minimum balance is maintained (see Fee Schedule)
• Higher balances earn higher interest
• FREE Internet Banking
• FREE Bank-by-Phone

Christmas Club

Want an easy no-hassle way to save for holiday shopping? With our Club Accounts it's as easy as 1-2-3! Just a small weekly deposit will give you some extra spending money when you need it most.

• Christmas Clubs from $1.00 - $20.00 per week
• Interest paid on completed clubs
• Check mailed directly to you in October or transferred to your 1st Bank Checking or Savings Account!
• Just in time for Holiday Shopping!

Vacation Club

Need to put some money aside for that vacation? With our Club Accounts it's as easy as 1-2-3! Just a small weekly deposit will give you some extra spending money when you need it most.

• Vacation Clubs - you set the schedule!
• Transfer to your Vacation Club online
• Interest paid on completed clubs
• Choose from one of 6 disbursement dates
• Check mailed directly to you upon completion or transferred to your 1st Bank Checking or Savings Account!
• A great way to save for your next vacation!

Certificates of Deposit

• Competitive Interest Rates
• Minimum deposits as low as $500.00
• Terms from 91 days to 5 years
• Interest is payable either monthly or quarterly by check or automatic transfer to your 1st Bank checking or savings account, or can remain on deposit.
• No management fees

Individual Retirement Accounts

• Competitive Interest Rates
• Minimum deposits as low as $500.00 for Certificates of Deposit
• 18 and 60 month terms
• ROTH IRA accounts available (60 month term only)
• No management fees
• Contributions may be tax-deductible (Check with your financial advisor)
• Passbook IRA Account - allows deposits as little as $10.00 per week