FDIC Insured - Backed by the full faith and credit of the U.S. Government.
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NOW Checking AccountFees: Each month you will be assessed a service charge of $5.00. You may avoid this fee if you maintain, each day during the statement cycle, a daily balance of at least $500.00 Statement Savings AccountFees: If more than six (6) pre-authorized transfers, including automatic or telephone/internet transfers, are attempted during any statement cycle, the Bank may at its discretion a) refuse to execute the pre-authorized transfers and to b) charge you an excessive transaction fee of $5.00 Step SaverFees: Each month you will be assessed a service charge of $25.00. You may avoid this fee if you maintain, each day during the statement cycle a daily balance of at least $5000.00. Withdrawals are limited to one per month. Any withdrawals in excess of one per month will result in a $5.00 fee per excess transaction. Small Business Checking AccountFees: Each month you will be assessed a service charge of $5.00. You may avoid this fee if you maintain, each day during the statement cycle, a daily balance of at least $500.00 Business Checking AccountFees: Each month you will be assessed a service charge of $10.00. You may avoid this fee if you maintain, each day during the statement cycle, a daily balance of at least $1000.00 Money Market Deposit Account*Fees: Each month you will be assessed a service charge of $4.00. You may avoid this fee if you maintain, each day during the statement cycle, a daily balance of at least $2500.00 If more than six (6) pre-authorized transfers, including checks, drafts or similar order, automatic or telephone/internet transfers, are attempted during any statement cycle the Bank may at its discretion a.) return the additional items unpaid and/or refuse to execute the pre-authorized transfers and/or b.) charge you an excessive transaction fee of $5.00 per transaction. In addition, if any of the checks are presented for an amount of less than the required minimum check amount of $300.00 1st Bank may at its discretion a.) pay the check or b.) return the check unpaid. *Effective June 1, 2020 New Money Market Deposit Accounts are no longer being offered. Other Account FeesThe following fees apply to NOW Checking Accounts, Free-n-Easy Checking Accounts, 1st Choice Checking Accounts, Money Market Deposit Accounts, Small Business Accounts, and Business Checking Accounts. Some fees may also apply to Statement Savings Accounts.
*Insufficient funds created by check, in-person withdrawal, ATM withdrawal or other electronic means. Miscellaneous Fees and Charges
Fees and Services are current as of March 1, 2012. For a complete list of current fees and services, along with account disclosure information, please contact your local branch office |
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